Moneso guide · Reviewed 8 September 2026

Monero P2P fees: margin, platform fee and network fee

Understand the three separate costs in a Moneso offer and compare the XMR amount you receive.

The trader sets the margin

A 0% margin means the reference rate without an added percentage margin. It does not mean fee-free trading. A positive margin raises the quoted fiat price per XMR; a negative margin lowers it. The direction matters when comparing offers to buy versus offers to sell.

The platform fee is separate

Moneso’s platform fee is 1% of the buyer’s XMR allocation. It is deducted from the allocation rather than added to the displayed margin.

The network fee is a separate deduction

The actual Monero network fee is also deducted from the buyer’s allocation. It is not platform income and is not a fixed fiat amount.

A worked example

For illustration only: at an offer price of €200 per XMR, €100 corresponds to 0.5 XMR before deductions. The 1% platform fee is 0.005 XMR, leaving 0.495 XMR before the actual network fee. This is not a current quote.

Check the final trade details

Live reference prices, offer limits and trader terms can change before a trade starts. Review the actual trade summary and receiving wallet. Moneso is custodial and no independent security audit is claimed.